A
female
age
26-29,
*ittle star
writes:My ex boyfriend is a couple of years older than me. He bought a house on his own. I always thought that i would move in with him one day. He split with me a month ago. I am now worried about my future. There is no way i can afford on my own. Is there anybody out there who can explain about shared ownership? how much i need to pay a month? Reply to this Question
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female
reader, Dorothy Dix  + ♥, writes (15 May 2011):
Hi there. Your ex bought the house on his own, which seems to mean that he paid the mortgage repayments on his own also. So there's no legal entitlement for you there.
It's his name on the deeds.
As you are no longer together, and the fact that you didn't live in the house with him, shared ownership now, really doesn't come into it at all.
So unless you do reconcile the relationship with him, there is very little you can do about it.
The simple truth is - it's his house.
If you didn't move in with him, where did you live?
So the only other thing you can do about where to live in the meantime, is to consider moving back with your parents for a while or another close relative - just until you can sort out something more permanent for yourself.
Are you working?
If you are, you could also consider looking for a place to rent with other occupants. Shared rent will certainly lighten the financial load on all of you.
A
female
reader, cupidhelper  +, writes (25 September 2007):
are you talking about getting ownership of his property?
how long were you together, do you have proof of paying morgage, and then:
he bought it before you. Unless you can prove a significant time frame (maybe as much as ten years) and that you contributed half the bills, I doubt you can get his any of his house.
Now if you're talking share ownership with a friend, you both save for a downpayment, work out a contact of what happens if own of you moves out or your both move out (like could you rent your space out or does your partner have to approve of the roommate) and is there a minimum time to hold on to property, can you buy the other person out and for how much (what if buyout if more than current market value)?
Or you could save and wait until you marry. You could even have a pre-nup if hubby didn't save. Get pre-nup if you buy before marriage and he doesn't own or have money for buy-in.
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